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Rowan-Virtua SOM Employee Benefits
Human Resources is pleased to provide information related to this year’s Open Enrollment for Benefits. The benefit enrollment is managed through the New Jersey Pension and Benefits Division and is managed through an online enrollment.
Enrollment Period
Open Enrollment will run from Wednesday October 1, 2025 to Friday October 31, 2025. During this time, employees are allowed to make general changes (adding or deleting dependents, changing coverage levels, etc.) or enroll in a different medical or dental plan. All changes made during this Open Enrollment period will be effective on January 1, 2026.
Open enrollment is the only time that you may change your benefit options unless you experience a qualifying event such as marriage, divorce, or birth of a child. Please take the time to review your benefit options so you and your family have the coverage that is critical to both your physical health and financial well-being.
Online Enrollment Process Through BenefitSolver
If you are making any changes, you MUST enroll online and submit your elections by October 31, 2025. All health benefit elections will be submitted through Benefitsolver, a website designed for employees to enroll in their benefits, make plan changes, add new dependents, and upload documentation. Employees who do not already have a Benefitsolver account can create one by taking the following steps:
- Navigate to http://mynjbenefitshub.nj.gov and click Register.
- Enter your SSN, Date of Birth and Zip Code to create your username and password.
- Company key is: SHBP/SEHBP
Side-by-Side Comparison of Available Plans
For available plan options, please see the following information below for your appropriate group classification:
CWA members: “State CWA Employees”
AAUP, AFT, AFSCME, CIR, FOP Lodge 74/155-SOM, HPAE, IUOE, IFPTE, Non-Aligned/Manager: “State Employees in Union Negotiated and Non-Aligned Plans”
NJLESA, NJSOLEA, NJ State FOP-Glassboro, Teamsters: “All Other State Monthly Employees”
Medical Plans:
- State CWA Employees
- State Employees in Union Negotiated and Non-Aligned Plans
- All Other State Monthly Employees
Prescription Plans
2026 Health Plan Calculators/Rates
- 2026 Aetna Premium Calculator
- *Horizon Premium Calculator will be posted once it's available
- CWA State Monthly
- Union Negotiated and Non-Aligned Plans State Monthly
- All Other State Monthly Employees
Dental Plan Information
- Dental Expense Plans – Aetna | Horizon
- Dental Maintenance Organization - Aetna
- Employee Dental Plans Member Guidebook
- Employee Dental Plans Fact Sheet
- Dental Plan Rates - All Other State Monthly Employees
Virtual Benefits Fair
A Virtual Benefits Fair is available for employees on Benefitsolver for information on Open Enrollment and the Health and Dental options mynjbenefitshub.
Flexible Spending Accounts (Tax$ave with Horizon MyWay)
You must enroll in the FSA each year in order to participate.
Tax$ave lets you set aside pre-tax dollars to pay for certain medical, dental, and dependent care expenses. Enrollment will be available:
- Online application
- By calling 1-866-999-3531
Participate in NJWELL 2025 where you can earn points that can make you eligible for a Visa prepaid card valued up to $250-$350, depending on your plan.
NJ State Health Benefits Program Members (SHBP) and their eligible spouses/partners can participate in NJWELL by completing the requirements before October 31, 2024.
For Horizon members, learn more about NJWELL here. Aetna members can learn more here.
The State Employees Tax Savings Program - Tax$ave, is a benefit program available under Section 125 of the Federal Internal Revenue Code that allows eligible employees to set aside before-tax dollars to pay for certain medical, dental, and dependent care expenses, thereby avoiding federal taxes and saving money.
Tax$ave is only available to eligible State Employees. An eligible employee is any full-time employee of the State or a State college or university who is eligible to participate in the State Health Benefits Program.
NJ DIRECT HDLow and NJ DIRECT HDHigh are High Deductible Health Plans (HDHPs) that combine a high deductible health plan with a health savings account (HSA). NJ DIRECT HDLow plan includes a $300 Health Savings Account funded by employer.
Aetna also provides HSA plans through Inspira with their Aetna Freedom HD Low and Aetna Freedom HD High plans. More information can be found below.
- HSA Quick Reference Guide
- Inspira Customer Service is available Monday - Friday 7:00am - 7:00pm (CT) & Saturday 9:00am - 2:00pm (CT). They can be reached at 1-888-678-8242
2025 FSA Information
You must enroll in the FSA each year in order to participate.
Tax$ave lets you set aside pre-tax dollars to pay for certain medical, dental, and dependent care expenses. Enrollment will be available:
- Online application
- By calling 1-866-999-3531, or
- By completing an Enrollment Form and either:
Faxing to: 1-866-231-0214, or
Mailing to: Horizon MyWay
P.O. Box 982814
El Paso, TX 79998-2814
Vision care reimbursement is offered as a state benefit. Claims can be made for eye exams, single vision and contact lenses and bi/trifocal lenses (frames are not included). Although this program is a state benefit, its terms are based on union negotiations. Employees and their dependents are eligible for one eye exam claim and one lens claim from July 1, 2023 through June 30, 2025 and one eye exam claim and one lens claim from July 1, 2025 through June 30, 2027. If you have any questions concerning the vision care reimbursement plan, you can contact the Office of Human Resources at x64134. The vision care reimbursement form can be downloaded by clicking on the link below.
**In order to receive reimbursement, the application must be submitted within the current contract period. We do not reimburse for expenses incurred that are not within the current contract period.
SOM CWA employees are eligible for Vision Care. Unfortunately, all other SOM employees are excluded from this benefit at this time.
The current contract period:
July 2023 to June 2027
Reimbursements:
Eye Exam and Co-Pay: Up to $45.00
Single Vision/Contact Lenses: Up to $80.00
Bi/Trifocals: Up to $90.00
The Rowan University Tuition Scholarship is available to employees and their dependents, spouses and domestic/civil union partners. To learn more about the University policies, please visit the Rowan University Human Resources website.
Please review these Rowan-Virtua SOM policies, as applicable:
- Rowan-Virtua SOM Employee Tuition Benefits FAQ
- Tuition Waiver Guidelines for HPAE Employees
- Tuition Waiver Guidelines for Local 68 Members
- Tuition Waiver Guidelines for Lodge 74 Members
- Tuition Waiver Guidelines for Local 97 Members
- Tuition Waiver Guidelines for Local 1031 Members
- Tuition Waiver Guidelines for Confidential Employees
The Employee Advisory Service (EAS) is a program designed to help employees and their dependents with personal, family or work-related issues that may adversely impact their work performance. EAS provides confidential assessment, counseling and referral services and helps to restore the health and productivity of employees and the workplace as a whole. Problems are addressed in the quickest, least restrictive and most convenient manner while maximizing confidentiality and quality.
EAS is staffed with professional counselors and works in partnership regional providers to offer services throughout New Jersey.
For Emergency Mental Health Services, call 1-866-327-9133 and press 1 to speak to a Mental Health Specialist 24 hours a day, 7 days a week.
Health is at your fingertips. Email eas_help@csc.nj.gov to schedule an appointment to speak with a counselor.
Employee Advisory Service:
Office #: 1-866-327-9133
Website: https://www.nj.gov/csc/employees/programs/advisory/eas.html
What will it cost?
No charge is involved for visits by the employee to the EAS. If further medical help or outside counseling is necessary, standard procedures for coverage by the employee's Health Benefits Plan will be followed.
Who is eligible to go to the EAS?
All employees of the University and members of their immediate households are eligible to use the EAS.
EAS Supports:
Health Benefits
Dental Benefits
Pension and Retirement
Click here for information regarding Pensions & Retirement options available to Rowan-Virtua SOM employees.
Leave of Absence
Click here for information regarding Leave of Absence options available to Rowan-Virtua SOM employees, along with information regarding Worker's Compensation.