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Welcome, Class of 2028!

The Financial Aid office at Rowan-Virtua SOM is here to help you navigate your financial questions during medical school. Our office works exclusively with the Stratford and Sewell student population. We want to emphasize that each student has unique needs, so we encourage you to always reach out to our counselors for assistance.

*This page and its contents is aimed specifically for entering OMS1 students.

Ready to get started, but wonder what's next?

The first step is to complete your 2024-2025 FAFSA. You can find instructions here. Eligible applicants will receive a Federal Unsubsidized Loan for $42,722.00.

Next, you must complete Entrance Counseling and a Master Promissory Note/Unsubsidized Loans for Graduate/Professional students. Be sure to submit and send to Rowan University (Glassboro,NJ) School Code:002609 

*Review FAFSA eligibility here. Seek alternative loan options here.

If you need additional funding to pay any outstanding balances and/or for living expenses, you may apply for the Federal Direct Graduate Plus Loan. The application for the 2024-2025 will open mid April. Click here to apply, and choose the correct year. Don’t forget to complete a Plus Master Promissory Note for this loan, as well! Please note you are permitted to borrow up to your Cost of Attendance.

New students tend to ask “how do we accept the loans?” Quick answer… you don’t! The unsubsidized loan is automatically awarded based on your completion of the FAFSA. You will NOT be prompted to accept the loan.

Note: Entrance Counseling and MPN are required for loan disbursement. If you want to cancel or reduce your loan, you must email and request the adjustment.

If you completed a FAFSA, an award letter will be emailed to the email address entered on your FAFSA application by mid-May. Any updates or changes to your aid will be reflected in Self-Service Banner. Click on the Financial tab, FinAid 9x Self-Service.

If you have outstanding verification documents or requirements your aid package will not populate until this is complete. Make sure you have your Rowan Network credentials set-up, so you are able to log into Self-Service Banner and check your Rowan email regularly. Outstanding requirements are emailed and posted in Banner.

Your loans are automatically awarded on your account and will be split in half for the Fall and Spring term. Loan disbursement dates can be found on our main page here, under the Announcements & Dates to remember. All aid will be applied to any outstanding charges first.

Your e-bill will be emailed to you by the Bursar Office in June. A negative amount due will result in a refund back to you. The billing due date will be published when you receive your bill.

Additional payment options can be found on the Bursar site.

If you have borrowed the maximum Cost of Attendance for the year, you can anticipate a larger Spring Refund because University billed fees are charged in the Fall only.

Health Insurance will always appear as a charge on your Fall bill. The process to waive or enroll will be emailed to you by Student Affairs by the start of the Fall term.