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Welcome, DO Class of 2029!

The Student Financial Aid office at Rowan-Virtua SOM is here to help you navigate your financial questions during medical school. Our office works exclusively with the Stratford and Sewell student population. We want to emphasize that each DO student has unique needs, so we encourage you to always reach out to our counselors for assistance.

*This page and its contents is aimed specifically for entering OMS1 students.

Ready to get started, but wonder what's next?

The 2025-2026 FAFSA is now open! 

Eligibility for federal financial aid is limited to U.S. citizens and eligible non-citizens. Financial aid opportunities for international students can be found here. 

  1. Complete the required Free Application for Financial Aid (FAFSA) online (use FAFSA code 002609)
    Additional FAFSA questions? We can help!
  2. Visit studentaid.gov and log in using your FSA ID
    1. Click on the Complete Aid Process tab and
      1. Under Complete a Master Promissory Note, complete the Subsidized/Unsubsidized Loan MPN
      2. Complete Entrance Counseling
  3. Submit Supplemental Financial Aid Forms (If requested - see below)
  4. Track your application through Banner Self-Service. You can log-in using your Rowan credentials.

In order to receive funds for the start of class and avoid possible late fees, the financial aid application process must be completed prior to the start of classes.

Eligible applicants will receive a Federal Unsubsidized Loan for $42,722.00.

*Review FAFSA eligibility here. Seek alternative loan options here.

If you need additional federal financial aid funding to pay any outstanding balances and/or for living expenses, you may apply for the Federal Direct Graduate Plus Loan. The application for the 2025-2026 Graduate PLUS Loan will open April. Please note you are permitted to borrow up to your Cost of Attendance. 

Many international students help fund their education through private education loans and private scholarhips. Please visit the International Students and Financial Aid section on our website for more information.

If you completed the Free Application for Federal Student Aid (FAFSA) and received your FAFSA submission summary, you will receive your interactive financial aid award letter via the email you entered on the FAFSA beginning mid-March.

Allow two weeks from the date of submission to receive your award letter. If more than two weeks has passed, you may have outstanding requirements. Your aid package and award letter will not generate until all outstanding requirements are complete. 

To review your file for outstanding requirements, make sure you have your Rowan Network credentials set up so you are able to log into Self-Service Banner. Once logged in, click on the Financial Aid tab, Finaid 9x Self-Service to view and complete any outstanding requirements. Be sure to routinely check this section as new requirements may appear. 

You will not have to accept your loan award. If you would like to adjust or cancel your loan amount, simply email stratfinaid@rowan.edu with your request prior to the start of the fall term.

Be sure to complete the Entrance Counseling and MPN to complete the loan eligibility process.

Any updates or changes to your aid will be reflected in Self-Service Banner. Click on the Financial tab, FinAid 9x Self-Service. 

 

Loan disbursement dates will be updated when the 2025-2026 Cost of Attendance is published in June under the Announcements & Dates to remember. All aid will be applied to any outstanding charges first.

The Admissions Committee may consider awarding scholarships to incoming students during the admissions cycle. Scholarships may be awarded based on a variety of criteria, including financial need and academic excellence. Students considered for a scholarship will be notified by the Admissions Office.

You may consider applying for scholarships from national medical organizations, external and private  resources. Visit our Scholarship page for more information.

The New Jersey Residency Policy and Eligibility for In-State Tuition policy can be found here.

After reviewing the policy, if you are classified as an out-of-state student and think you meet the criteria to be considered a New Jersey resident for tuition purposes, you may apply for a change in residency.  To apply, you would complete the Residency Analysis Form found at here.

There are additional documents required to be submitted with the Residency Analysis form which are described in Part II of that form.  In order to allow enough time for processing the request it is recommended that the form and all required items be submitted at least five (5) weeks before the start of the semester for which you are seeking a change in tuition. 

Please contact the SOM Registrar at somregistrar@rowan.edu for additional information.

Your e-bill will be emailed to you by the Bursar Office in June. A negative amount due will result in a refund back to you. The billing due date will be published when you receive your bill.

Additional payment options can be found on the Bursar site.

If you have borrowed the maximum Cost of Attendance for the year, you can anticipate a larger Spring Refund because University billed fees are charged in the Fall only.

Health Insurance will always appear as a charge on your Fall bill. The process to waive or enroll will be emailed to you by Student Affairs by the start of the Fall term.