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Welcome, DO Class of 2029!

The Student Financial Aid office at Rowan-Virtua SOM is here to help you navigate your financial questions during medical school. Our office works exclusively with the Stratford and Sewell student population. We want to emphasize that each DO student has unique needs, so we encourage you to always reach out to our counselors for assistance.

*This page and its contents is aimed specifically for entering OMS1 students.

Ready to get started, but wonder what's next?

The 2025-2026 FAFSA is now open!

  1. Complete the required Free Application for Financial Aid (FAFSA) online (use FAFSA code 002609)
    Additional FAFSA questions? We can help!
  2. Visit studentaid.gov and log in using your FSA ID
    1. Click on the Complete Aid Process tab and
      1. Under Complete a Master Promissory Note, complete the Subsidized/Unsubsidized Loan MPN
      2. Complete Entrance Counseling
  3. Submit Supplemental Financial Aid Forms (If requested - see below)
  4. Track your application through Banner Self-Service. You can log-in using your Rowan credentials.

In order to receive funds for the start of class and avoid possible late fees, the financial aid application process must be completed prior to the start of classes.

Eligible applicants will receive a Federal Unsubsidized Loan for $42,722.00.

*Review FAFSA eligibility here. Seek alternative loan options here.

If you need additional funding to pay any outstanding balances and/or for living expenses, you may apply for the Federal Direct Graduate Plus Loan. The application for the 2025-2026 Graduate PLUS Loan will open April. Please note you are permitted to borrow up to your Cost of Attendance. The Cost of Attendance for the 2025-2026 academic year will be updated in June 2024.  In the meantime, use the current one as an estimate.

If you completed a FAFSA, an award letter will be emailed to the email address entered on your FAFSA application by mid-May. Any updates or changes to your aid will be reflected in Self-Service Banner. Click on the Financial tab, FinAid 9x Self-Service.

You may have outstanding FAFSA verification documents or requirements due. Notices of outstanding requirements are emailed and posted in Banner. Make sure you have your Rowan Network credentials set-up so you are able to log into Self-Service Banner. Check your Rowan email regularly. Your aid package and award letter will not generate until all outstanding requirements are complete. 

Any "free" money, such as grants and scholarships are automatically accepted for you and applied to your billing statement. 

If you choose to borrow some or all of your federal student loans, you will need to accept the loan offer on your Self-Service Banner.

How to accept your federal student loan offer:

  • Log into your Student Self-Service Banner Account
  • Select "Access Banner Services; Secure Area Login"
  • Select the "Financial Aid" Tab then "Financial Aid Self Service"
  • Click on the "Award Offer" tab at the top
  • Scroll to the middle of the page to "Loans"
    • The default setting is to split the total amount evenly between the two semesters. You can use the "Modify" button under "Take Action" to change the amount you would like each term.
    • You must accept all of your subsidized loan offer before you can accept any unsubsidized loans. 
  • When finished please review your selections and click "Submit" at the bottom of the page. 

Any updates or changes to your aid will be reflected in Self-Service Banner. Click on the Financial tab, FinAid 9x Self-Service. 

Note: Entrance Counseling and MPN are required for loan disbursement. If you would like to adjust or cancel your loan after accepting the offer, email stratfinaid@rowan.edu.

Loan disbursement dates will be updated when the 2025-2026 Cost of Attendance is published in June under the Announcements & Dates to remember. All aid will be applied to any outstanding charges first.

The Admissions Committee may consider awarding scholarships to incoming students during the admissions cycle. Scholarships may be awarded based on a variety of criteria, including financial need and academic excellence. Students considered for a scholarship will be notified by the Admissions Office.

Your e-bill will be emailed to you by the Bursar Office in June. A negative amount due will result in a refund back to you. The billing due date will be published when you receive your bill.

Additional payment options can be found on the Bursar site.

If you have borrowed the maximum Cost of Attendance for the year, you can anticipate a larger Spring Refund because University billed fees are charged in the Fall only.

Health Insurance will always appear as a charge on your Fall bill. The process to waive or enroll will be emailed to you by Student Affairs by the start of the Fall term.